Should I consolidate? · Free calculatorThe minimum payment trap · See the real costSee what you could qualify forShould I consolidate? · Free calculatorThe minimum payment trap · See the real costSee what you could qualify for
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Debt Consolidation, Made Simple

Escape high-interest
debt for good.

Compare loan options and see how much you could save. It takes about 60 seconds, it is free, and there is no obligation.

60s
To compare
$0
Cost to use
No
Obligation
What can we help you with?
Pick the option that fits your goal today.
🔒SSL secure
✅No obligation
⚡60 seconds
Find your rate
Takes about 60 seconds · Lendifi does not pull your credit
1
About you
2
Loan details
3
Your options
Required
Required
Must be 18+
Valid ZIP required
Please select a loan type
💳
Personal loan
Debt, expenses
🔄
Debt consolidation
Credit cards and other debt
🚗
Auto loan
New or used
📈
Business
Working capital
loan amount
$1,000$50,000
Required
Required
Please select
Excellent740-850
Good670-739
Fair580-669
Poor300-579
Valid email required
Valid phone required
Consent required to continue
Comparing offers from our network...
National lendersOnline lendersCredit unionsFintech lenders
🔒256-bit SSL encryption
⚡About 60 seconds to compare
🚫No credit pull by Lendifi
📋TCPA compliant
🏦Free to compare
Free savings calculator

Find out how much
you’re overpaying

Tell us about your current debt and we’ll show exactly how much you could save by refinancing.

1
Select your debt type
Credit cards, auto, personal loans and more
2
Enter your balance
Just your balance or monthly payment, no SSN required
3
See your savings
See lenders in our network with rates that could beat yours
Step 1 of 3, What are you refinancing?
💳
Credit cards
Most pay 22-28.6%
🚗
Auto loan
Most pay 8-14%
💰
Personal loan
Most pay 18-25%
📈
Business debt
Most pay 12-18%
🎓
Student loans
Most pay 6-9%
🏥
Medical debt
Most pay 15-22%
What we offer

Every loan type,
one marketplace

Whether you're buying a home, consolidating debt, or funding your business, we connect you with the lenders that fit your profile.

💳
Personal Loans
Consolidate debt, cover unexpected expenses, or fund a major purchase with competitive fixed rates.
$1,000 - $50,000
💳
Debt Consolidation
Roll multiple high-interest debts into a single lower-rate loan, through lenders that specialize in consolidation.
Up to $50,000
🚗
Auto Loans
Finance your next vehicle, new or used, and know your numbers before you step into a dealership.
$5,000 - $150,000
📈
Business Loans
Fuel your growth with working capital, equipment financing, or SBA-backed loans.
$10,000 - $5,000,000
💰 Calculate Your Savings →
Free calculator · No signup · See your estimate instantly
How it works

Three steps to see
what lenders are offering

1
Tell us about yourself
Share your basic information, loan type, and what you're looking to borrow. Takes about 60 seconds. Lendifi does not pull your credit.
2
We show you what's available
We compare your profile against lenders that may fit your situation, so you can see what options could be available for borrowers like you, based on credit, state, income, and loan type.
3
Review and apply
Review the offers lenders have available for someone with your profile. If one looks like a fit, complete the application directly with the lender, they'll confirm final rates and approval. Some lenders offer funds in as little as 24 hours.
Ready to find your rate?

Stop paying more.
See what's possible.

Compare your options and estimate your savings in about 60 seconds. Free, with no obligation.

Compare Loan Options

The right loan.
The right rate.
Right now.

We help everyday people compare their loan options in one place. Lendifi does not pull your credit. No obligation. Free for borrowers, always.

60s
Rate Check
$0
To use
No
Credit Pull
What can we help you with?
🔒SSL secure
✅No obligation
⚡60 seconds
1
2
3
Info
Loan
Offers
Step 1 of 3

Let's get started

Tell us a bit about yourself so we can find the right lenders for you.

Required
Required
You must be 18 or older
Valid ZIP required
Please select a loan type
💳
Personal
Debt, expenses
🔄
Debt consolidation
Credit cards and other debt
🚗
Auto
New or used
📈
Business
Working capital
🔒 SSL encrypted
✅ No obligation
⚡ 60 seconds
Step 2 of 3

Your loan details

Share a bit about your financial situation so we can show you relevant offers.

Loan amount, type or slide
$1,000$50,000
Required
Required
Please select your credit range
Excellent
740 - 850
Good
670 - 739
Fair
580 - 669
Poor
300 - 579
Valid email required
Valid phone number required
You must agree to continue
By submitting, you agree to our Terms of Service and Privacy Policy. Your information may be shared with lenders and lender networks we work with. This is not a credit application.
Checking your eligibility...
Comparing offers from multiple lenders
National lenders Online lenders Credit unions Fintech lenders
Step 3 of 3

Your offers

3 offers from our network
Rates shown are estimates based on self-reported information and do not constitute a credit decision or guarantee of approval. Actual rates depend on a full credit review by the lender. Lendifi does not pull your credit. Lenders may check your credit if you apply with them.