The short version
Lendifi is free for you. We are paid by companies we work with, mainly when we refer you to a lending partner. Lendifi is not a lender and does not make credit decisions.
Section 1
Where our money comes from
- Referral fees from a lending network. When you fill out our form and ask to see options, we may send your information to a third-party lending network. If that network accepts the referral, it may pay Lendifi. The amount can depend on your details, such as your state and the loan amount.
- Affiliate links. Some links to other products, such as credit monitoring or debt relief services, pay us if you click or sign up.
You never pay Lendifi anything.
Section 2
What that means for you
- We may be paid more by some partners than others. That can affect which partner we send your request to. It does not change what our guides say.
- A referral is not an offer. Being connected with a partner does not mean you will be approved or get a certain rate.
- Your credit. Lendifi does not pull your credit. A partner or lender you continue with may check your credit under its own terms, and a hard inquiry can lower your score.
- Your information. We only share your details as described in our privacy policy and the consent on our form. You can opt out any time on our Do Not Sell or Share My Personal Information page.
Section 3
Where we do not refer people
We do not currently refer consumers who live in New York to lending partners.
Our policy is not to partner with payday lenders, car title lenders, or tribal lenders.