Lendifi.io is a real, registered Utah business (Apex Lead Group LLC). It is free, it is not a lender, and it is new. Here are honest answers to the questions people ask before using it.
Is Lendifi legit? Common questions
Who runs Lendifi?
Lendifi.io is run by Apex Lead Group LLC, a limited liability company in Utah. It was started by a founder who paid off about $10,000 in credit card debt with a personal loan. You can read why Lendifi exists.
Is Lendifi a lender?
No. Lendifi does not lend money, set rates, or make credit decisions. It helps you compare options and can connect you with a third-party lending partner.
Does Lendifi cost anything?
No. Lendifi is free for borrowers. It is paid by partners, as explained on the How we make money page.
Will using Lendifi hurt my credit?
Lendifi itself does not pull your credit. If you continue to a lending partner or lender, that company may check your credit under its own terms, and a hard inquiry can lower your score.
What happens to my information?
If you ask to see options, your details may be shared with a lending partner as described in the privacy policy and the consent on the form. You can opt out on the Do Not Sell or Share My Personal Information page.
Can everyone use Lendifi?
Our guides and calculators are open to everyone. We do not currently refer people who live in New York to lending partners.
Is Lendifi the same as Lendify?
No. Lendifi.io is not affiliated with any company called Lendify. Check the web address: ours is lendifi.io.
Does Lendifi have customer reviews?
Not yet. Lendifi is a new site, and we will not post reviews until they come from real users. Be wary of any site that shows reviews it cannot back up.
How do I spot a loan scam?
Real lenders do not ask you to pay a fee up front to release or guarantee a loan, and they do not pressure you to decide on the spot. Our guide to personal loan scams and red flags covers the warning signs.