Should I consolidate? · Free calculatorThe minimum payment trap · See the real costSee what you could qualify forShould I consolidate? · Free calculatorThe minimum payment trap · See the real costSee what you could qualify for
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Debt Consolidation, Made Simple

Escape high-interest
debt for good.

Compare loans to see how much you could save, in under 60 seconds, with no hard credit pull and no obligations.

60s
Rate check
$0
Cost to use
No
Hard credit pull
What can we help you with?
Pick the option that fits your goal today.
🔒SSL secure
🚫No hard pull
⚡60 seconds
Find your rate
Takes 60 seconds · No hard credit pull
1
About you
2
Loan details
3
Your offers
Required
Required
Must be 18+
Valid ZIP required
Please select a loan type
💳
Personal loan
Debt, expenses
🔄
Pay off a credit card
Consolidate card debt
🚗
Auto loan
New or used
📈
Business
Working capital
loan amount
$1,000$50,000
Required
Required
Please select
Excellent740-850
Good670-739
Fair580-669
Poor300-579
Valid email required
Valid phone required
Consent required to continue
Comparing offers from our network...
National lendersOnline lendersCredit unionsFintech lenders
🔒256-bit SSL encryption
⚡60-second rate check
🚫No hard credit pull
📋TCPA compliant
🏦Free to compare
Free savings calculator

Find out how much
you’re overpaying

Tell us about your current debt and we’ll show exactly how much you could save by refinancing.

1
Select your debt type
Credit cards, auto, personal loans and more
2
Enter your balance
Just your balance or monthly payment, no SSN required
3
See your savings
See lenders in our network with rates that could beat yours
Step 1 of 3, What are you refinancing?
💳
Credit cards
Most pay 22-28.6%
🚗
Auto loan
Most pay 8-14%
💰
Personal loan
Most pay 18-25%
📈
Business debt
Most pay 12-18%
🎓
Student loans
Most pay 6-9%
🏥
Medical debt
Most pay 15-22%
What we offer

Every loan type,
one marketplace

Whether you're buying a home, consolidating debt, or funding your business, we connect you with the lenders that fit your profile.

💳
Personal Loans
Consolidate debt, cover unexpected expenses, or fund a major purchase with competitive fixed rates.
$1,000 - $50,000
💳
Debt Consolidation
Roll multiple high-interest debts into a single lower-rate loan, through lenders that specialize in consolidation.
Up to $50,000
🚗
Auto Loans
Finance your next vehicle, new or used, with pre-approved offers before you step into a dealership.
$5,000 - $150,000
📈
Business Loans
Fuel your growth with working capital, equipment financing, or SBA-backed loans.
$10,000 - $5,000,000
💰 Calculate Your Savings →
Free calculator · No credit impact · See your savings instantly
How it works

Three steps to see
what lenders are offering

1
Tell us about yourself
Share your basic information, loan type, and what you're looking to borrow. Takes about 60 seconds and won't impact your credit score.
2
We show you what's available
We compare your profile against lenders that may fit your situation, so you can see what options could be available for borrowers like you, based on credit, state, income, and loan type.
3
Review and apply
Review the offers lenders have available for someone with your profile. If one looks like a fit, complete the application directly with the lender, they'll confirm final rates and approval. Some lenders offer funds in as little as 24 hours.
Lender types we compare across
🏦 National Banks
⚡ Online Lenders
💳 Credit Unions
📈 Fintech Lenders
🏠 Community Banks
🤝 Peer-to-Peer
🔄 Debt Consolidators
🚗 Auto Specialists
💼 Business Lenders
🎓 Student Lenders
💰 Personal Loan Funds
🌐 Marketplace Lenders
🏦 National Banks
⚡ Online Lenders
💳 Credit Unions
📈 Fintech Lenders
🏠 Community Banks
🤝 Peer-to-Peer
🔄 Debt Consolidators
🚗 Auto Specialists
💼 Business Lenders
🎓 Student Lenders
💰 Personal Loan Funds
🌐 Marketplace Lenders
Real borrowers

What our customers say

★★★★★
"I compared five lenders in about two minutes and locked in a rate that was 3 points lower than my bank offered. The whole process felt like it was built for normal people."
MR
Marcus R.
Personal loan · $22,000
★★★★★
"Consolidated my credit cards and dropped my rate from 24% to 9%. Lendifi connected me with a lender I never would have found on my own. Couldn't be happier."
SL
Sandra L.
Debt consolidation · $35,000
★★★★★
"Got pre-approved for my auto loan before I walked into the dealership. The salesperson was shocked, I already knew my rate and monthly payment."
DJ
Derek J.
Auto loan · $38,500
Ready to find your rate?

Stop paying more.
See what's possible.

Compare your options and estimate your savings, in under 60 seconds, with no hard credit pull and no obligations.

Compare Loan Options

The right loan.
The right rate.
Right now.

We help everyday people compare their loan options in one place. No hard credit pull. No obligations. Free for borrowers, always.

60s
Rate Check
$0
To use
No
Credit Pull
What can we help you with?
🔒SSL secure
🚫No hard pull
⚡60 seconds
1
2
3
Info
Loan
Offers
Step 1 of 3

Let's get started

Tell us a bit about yourself so we can find the right lenders for you.

Required
Required
You must be 18 or older
Valid ZIP required
Please select a loan type
💳
Personal
Debt, expenses
🔄
Pay off a credit card
Consolidate card debt
🚗
Auto
New or used
📈
Business
Working capital
🔒 SSL encrypted
🚫 No hard pull
⚡ 60 seconds
Step 2 of 3

Your loan details

Share a bit about your financial situation so we can show you relevant offers.

Loan amount, type or slide
$1,000$50,000
Required
Required
Please select your credit range
Excellent
740 - 850
Good
670 - 739
Fair
580 - 669
Poor
300 - 579
Valid email required
Valid phone number required
You must agree to continue
By submitting, you agree to our Terms of Service and Privacy Policy. Your information may be shared with up to 5 lenders. This is not a credit application.
Checking your eligibility...
Comparing offers from multiple lenders
National lenders Online lenders Credit unions Fintech lenders
Step 3 of 3

Your offers

3 offers from our network
Rates shown are estimates based on self-reported information and do not constitute a credit decision or guarantee of approval. Actual rates depend on a full credit review by the lender. Checking rates does not affect your credit score.